Retiree Benefits

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During Open Enrollment (OE), you may change plans, add/drop dependents, elect Flexible Spending Accounts and enroll/terminate other benefits.  All changes are effective Jan. 1, 2019.

You must go through OE if you want to enroll in a Flexible Spending Account for 2019.

If you do not want to make ANY changes AND you do not want FSA for 2019 you do not have to do anything.  Your 2018 elections will roll over.

Access BenTek, the City’s online Benefit Enrollment System at

Enrollment assistance is available in the MSB 3rd floor computer lab on Monday, Oct. 22 from 1 to 4 p.m. and Friday, Oct.  26 from 1 to 4 p.m.

2019  Benefit Information

2018 Benefit Information

Do you have a question about your insurance benefits?  Are you receiving bills from your provider and not understanding why?  For assistance, please click here.

Cigna Representatives will be onsite on the following dates and times to assist employees, retirees, and family members with questions regarding their Cigna health plan. For more details, please click here.

The city of Clearwater values its retirees and their hard work and dedication throughout the years. Information and resources that you might need after retiring from the city are included here.

Attention retirees with Health Insurance: Karen Dombrowski is the retiree representative on the City’s Benefits Committee. Karen’s role is to assist other committee members and administrators in making prudent decisions involving employee and retiree health benefits each year.

Karen is encouraging all retirees to reach out to her and provide your email address so she can keep you better informed with benefit changes or other pertinent information regarding your benefits as a retiree. Karen’s email address is

City retirees have the option of enrolling in the city's medical, dental, and other benefit plans at the time they retire only. Retirees who do not maintain health insurance coverage directly from active employment or at the time they meet the criteria to receive a pension benefit, or those who maintain health insurance coverage and drop it at a later date, are not permitted to re-enroll in the City's group health insurance plan.

Benefit Committee Meeting Minutes

July 23, 2018

July 13, 2018

June 21, 2018

August 29, 2017

August 2, 2017

June 6, 2017

February 22, 2017

August 3, 2016

June 7, 2016

March 7, 2016

February 17, 2016

Read the latest issue of CONNECTION, The Newsletter for Current and Former City of Clearwater Employees.


Employee Health Center - Cigna On-Site Health

Located at 401 Corbett Street, Suite 240

Hours of Operation: Monday through Friday from 7 a.m. to 5 p.m.

To make an appointment call (727) 298-1788


The Employee Health Center on-line schedule

  • Must be enrolled in the City's Medical Insurance to use the Health Center - No other requirement
  • Managed by Cigna On-Site Health
  • Staffed with a receptionist, 1 Physician, 1 Nurse Practitioner, 1 Health Coach, and 2 Medical Assistants
  • No cost for ANY services:
    • Primary and urgent care office visit
    • Labs
    • Radiology
    • Prescription drugs
    • All services above must be written by the EHC physician.

2018 Holiday Schedule

  • Thanksgiving - Thursday, Nov. 22
  • Day after Thanksgiving - Friday, Nov. 23
  • Christmas Day - Tuesday, Dec. 25

2019 Holiday Schedule

  • New Year's Day - Tuesday, Jan. 1
  • Martin Luther King Day - Monday, Jan. 21
  • Memorial Day - Monday, May 27
  • Independence Day - Thursday, July 4
  • Labor Day - Monday, Sept. 2
  • Thanksgiving - Thursday, Nov. 28
  • Day after Thanksgiving - Friday, Nov. 29
  • Christmas Day - Wednesday, Dec. 25

Following are some resources that may be of interest to you.

Retirement Plans

  • Pension
  • 457 Deferred Compensation Plans:
  • 401a Money Purchase Pension Plan

777 North Capitol Street NE
Washington, DC 20002-4240
(800) 669-7400
Meghan Doherty, Retirement Plans Specialist
(866) 620-6070
401a Money Purchase Pension Plan

Contact Us

As always, you may contact Human Resources with questions about benefits, pension payments, or other concerns by calling (727) 562-4870. You also may submit questions online through Clearwater Connect. Please provide an e-mail address so we may get back in contact with you.