Retiree Benefits

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2020 Benefit Information

2019  Benefit Information


Do you have a question about your insurance benefits?  Are you receiving bills from your provider and not understanding why?  For assistance, please click here.

Cigna Representatives will be onsite on the following dates and times to assist employees, retirees, and family members with questions regarding their Cigna health plan. For more details, please click here.

The city of Clearwater values its retirees and their hard work and dedication throughout the years. Information and resources that you might need after retiring from the city are included here.

City retirees have the option of enrolling in the city's medical, dental, and other benefit plans at the time they retire only. Retirees who do not maintain health insurance coverage directly from active employment or at the time they meet the criteria to receive a pension benefit, or those who maintain health insurance coverage and drop it at a later date, are not permitted to re-enroll in the City's group health insurance plan.

Attention retirees with Health Insurance: Rick Crean is the retiree representative on the City’s Benefits Committee. Rick’s role is to assist other committee members and administrators in making prudent decisions involving employee and retiree health benefits each year.

Rick is encouraging all retirees to reach out to him and provide your email address so he can keep you better informed with benefit changes or other pertinent information regarding your benefits as a retiree. Rick’s email address is


Benefit Committee Meeting Minutes

August 7, 2019
June 27, 2019
July 23, 2018
July 13, 2018
June 21, 2018
August 29, 2017
August 2, 2017
June 6, 2017
February 22, 2017
August 3, 2016
June 7, 2016
March 7, 2016
February 17, 2016
April 22, 2019|
June 27, 2019

Read the October/November 2019 issue of CONNECTION, The Newsletter for Current and Former City of Clearwater Employees.


Employee Health Center - Cigna On-Site Health

Located at 401 Corbett Street, Suite 400

Hours of Operation: Monday through Friday from 7 a.m. to 5 p.m.

To make an appointment, call (727) 298-1788.

  • Must be enrolled in the City's Medical Insurance to use the Health Center - No other requirement
  • Managed by Cigna On-Site Health
  • Staffed with a receptionist, 1 Physician, 1 Nurse Practitioner, 1 Health Coach, and 2 Medical Assistants
  • No cost for ANY services:
    • Primary and urgent care office visit
    • Labs
    • Radiology
    • Prescription drugs
    • All services above must be written by the EHC physician.

 2019 Holiday Schedule

  • Thanksgiving - Thursday, Nov. 28
  • Day after Thanksgiving - Friday, Nov. 29
  • Christmas Day - Wednesday, Dec. 25

Following are some resources that may be of interest to you.

Retirement Plans

  • Pension
  • 457 Deferred Compensation Plans:
  • 401a Money Purchase Pension Plan

777 North Capitol Street NE
Washington, DC 20002-4240
(800) 669-7400
Meghan Doherty, Retirement Plans Specialist
(866) 620-6070
401a Money Purchase Pension Plan

Contact Us

As always, you may contact Human Resources with questions about benefits, pension payments, or other concerns by calling (727) 562-4870. You also may submit questions online through Clearwater Connect. Please provide an e-mail address so we may get back in contact with you.